I am a Financial Advisor and Educator who has specialized (and is Federally Licensed) for over 40 years as a Tax Professional. I work with Individuals, Families, and owners of Small - Medium Sized Businesses. I utilize “Tax-Smart” Financial & Tax Planning Strategies to guide and assist clients in pursuing their financial security goals and retiring with dignity and independence. Helping individuals, business owners, & their families pay the lowest legal tax possible and solving the mysteries of the U.S. Tax Code is a priority. Services are offered virtually to many clients, families, and business owners. Currently, clients are served from Coast to Coast, accommodating schedules in multiple time zones and varying work schedules.