Residential Mortgage Planning. Financial & Mortgage Expert providing clients with an in-depth understanding of the entire home buying process. Specializing in educating clients about all aspects of the mortgage application and how to have success as a homeowner. Annual Mortgage Review consultations to help homeowners use their mortgage as an investment tool as compared to a debt obligation. Conventional, FHA, VA, USDA, Bank Statement, Foreign National, Asset Depletion, Reverse Mortgage & Private Money Loan Programs available. First-time Homebuyers and Current homeowners looking to refinance are welcomed! Please reach out with any questions, looking forward to hearing from you!