Providing extraordinary insurance experiences, for extraordinary people in Lake, Sumter, and Marion County. Home, Auto, Business and Life Insurance. Erb and Young is an independent insurance agency founded by entrepreneurs and agents Brett Young, Rod Erb and Taylor Young. With offices throughout the state of Florida, Erb and Young specializes in helping families and businesses protect what matters most. They work with multiple insurance companies to bring you the best rates with customized coverage solutions for your personal and business insurance needs.